The New York State Department of Financial Services recently fined Coinbase, and since then, there have been harsh (and in my opinion, false) accusations made against the company. In this episode, I share my thoughts on why Coinbase ended up in this position and what it could have done to Read more…
In the aftermath of the crash of FTX, many crypto exchanges have announced their readiness to publish their Proof of Reserves data with the aim of reassuring customers about the safety of their funds. Tune in today to hear my thoughts on this as well as the changes that I Read more…
Today, I wanted to talk (again 😬) about the “Travel Rule” for blockchain transfers and what might be the first simplified implementation of it for a FInTech startup that’s getting very confused by various complex solution providers and consortia offerings. 1. Scope – What is the “Travel Rule”? FATF issued Read more…
First of all, let’s agree that the term “stablecoin” has been applied extremely loosely and liberally, in a truly decentralized fashion 😉 and I have personally seen it referring to single-currency or multi-currency pegged digital assets, to tokenized gold and diamonds products, to hybrid digital products with embedded algorithmic price Read more…
Many FinTech companies in Europe (and other places with VAT equivalent) are asking me if it’s correct to assume that crypto and FinTech businesses are generally VAT exempt. Almost – with one big exemption. It is very common for many FinTech companies to have hybrid business models where you charge Read more…
The Tornado Cash sanctions are unusual, unclear, and in my opinion, a perfect example of how modern politicians weaponize financial services and technical infrastructure. Tune in for this week’s episode, where I share my thoughts on why sanctions against Tornado Cash are counter-productive. If you found value in this episode, Read more…
After noticing that there’s a lot of confusion around the difference between client fund segregation and deposit protection schemes, I decided to clear that up in today’s episode by diving into what exactly client fund segregation is, why it exists, and how to approach it! If you found value in Read more…
Every now and then, opportunistic people join forces to build hype around a compliance topic with the aim of creating confusion so that they can swoop in to “save” you. Today, I’m going to explore why the current hype around unhosted/private wallets is a perfect example of this kind of Read more…
If you want to understand the difference between inflation and a bubble, and how each of these circumstances impacts the FinTech industry, this episode is for you! If you found value in this episode, I would really appreciate it if you could leave a review! My mission is to help Read more…
The convergence of crypto and fiat regulations is already happening, and it is not going to slow down. In today’s episode, I share with you a few reasons why I think this is a good thing! If you found value in this episode, I would really appreciate it if you Read more…