Free Resources

This guide offers everything you need to know about compliance and regulations to get started and move fast!

• Company formation. Naming. Trade Registration
• Opening a bank account
• Hiring and delegating
• Spending your first money and allocating resources to projects
• Trying to be 100% compliant
• Over-valuing data
• Negotiating with partners, auditors, and regulators

This guide will help you with every step towards your new job:

• What jobs are available? What problems should you solve?
• Who are your stakeholders and what do they expect? Generalist vs narrow expert?
• Interview Process
• Cultural fit. Types of startups
• Pay Scale for Compliance officers
• Advisory and consulting jobs
• How to become a Board Member

This guide offers:

• Clear actionable steps to follow when you start a new compliance role or have just been promoted
• How to get to know the business and create alignment with your key stakeholders and management
• Compliance-focused research and determining priorities
• Important conversations to have with your boss at the 30-45 day mark.

This template will give you:

• A framework with ready-to-use lists of all typical strengths, weaknesses, opportunities and threats for a FinTech business
• Guidance on how to talk about your technology, the size of the team, competition, pricing, scaling, regulations, uncertainties and other factors

This document will provide you with:

• A roadmap to efficiently and cost-effectively go about securing a financial license 
• What you need to have in place so that you can apply for the license
• The key phases of every license application process, most common roadblocks and what actions and deliverables will help you make progress at each phase

This template will give you:

• Guidance on how to approach your FinTech's future regulator for a first meeting, explain your business model funds flow, and ultimately confirm that you are applying for the right license in the right country
• 6 sections: Executive Summary, Business Model, Legal Structure, Flow of Funds (if relevant), AML, Financial Projections
• A framework and actionable hints on how to secure preliminary feedback and establish a collaborative working relationship with your future case officer

This template will provide you with:

• A summary of the key regulatory regimes in Europe: non-regulated entities, payments institutions, e-money institutions, investment firms, banks
• Minimum capital requirements
• Descriptions of services you can and cannot provide within each license category
• Questions to consider when choosing a country to register your startup 

This document will help you understand:

• Who your counterparty on the other side of the email chains is going to be
• How to communicate your policies effectively and professionally
  
• How to demonstrate that your startup is not risky
  
• How to approach the form and structure of your policies and supporting documents
  

The checklist covers:

• What data points to ask at registration (Front-end settings)
• Where to place T&C and Privacy Policy acceptance tick-boxes (and why it matters)
• How to validate the data (e.g. age validation, acceptable countries, valid documents types and proof of address confirmation)
• Which tools to use for consistency checks (IP address, phone prefix, machine fingerprint), sanctions and PEP scanning
• And a few extras!
  

The agreement template includes:

• Basic document structure for a directorship agreement
• Standard description of a director's duties and obligations
• Standard provisions, e.g. non-disclosure, non-compete and termination
  

This guide will help you select the right tools for:

• Your business size and development stage
• Sanctions, PEP scans, and adverse media
• Document authenticity, facial recognition, and live-tests
• Transaction monitoring
• Fraud prevention and machine-fingerprint analysis
• Blockchain tracking

And help you choose between in-house vs turnkey solutions!