The Markets in Crypto-Assets (MiCA) Regulation was finally adopted during the spring of 2023 and is expected to come into force on December 30, 2024. Regulation (as opposed to a Directive) means direct application (without the countries having to ratify it), it will still require local regulators to create domestic Read more…
In this episode, I explore the key elements of the MICA regulation that was approved in the spring of 2023, its problematic elements, and the implications it will have in the FinTech space. If you found value in this episode, I would really appreciate it if you could leave a Read more…
If you are considering creating a decentralized autonomous organization (DAO), listen to this episode first! In it, I debunk some common misconceptions about decentralized autonomous organizations (DAOs) by sharing some of the most common use cases, governance models, and my honest opinion on whether or not it’s worth it to Read more…
The US regulators have recently gone to the mattresses against Coinbase, Paxos, Binance, staking, and stablecoins (…) and issued a number of enforcement. Let’s unpack it, shall we? Why do the US regulators have an issue with staking activities? Staking activities and “staking” or “earn” programs could mean many different activities. Read more…
In this episode, I share my analysis of why US regulators have recently gone on a crusade of enforcement in the crypto space, using Kraken, Paxos, and Binance as prime examples to highlight the issues that are being experienced by FinTech organizations currently. If you found value in this episode, Read more…
In the aftermath of the crash of FTX, many crypto exchanges have announced their readiness to publish their Proof of Reserves data with the aim of reassuring customers about the safety of their funds. Tune in today to hear my thoughts on this as well as the changes that I Read more…
Many FinTech companies in Europe (and other places with VAT equivalent) are asking me if it’s correct to assume that crypto and FinTech businesses are generally VAT exempt. Almost – with one big exemption. It is very common for many FinTech companies to have hybrid business models where you charge Read more…
Every now and then, opportunistic people join forces to build hype around a compliance topic with the aim of creating confusion so that they can swoop in to “save” you. Today, I’m going to explore why the current hype around unhosted/private wallets is a perfect example of this kind of Read more…
What’s on the horizon for FinTech and Crypto in 2022? In today’s episode, I wanted to discuss the trends I see coming in the FinTech space for 2022. Obviously, things may change with this forecast, but this is why we love crypto and FinTech so much. Join me as I Read more…
This is a short and sweet episode about the reasons that the vast majority of retail public investors want to buy and sell cryptocurrencies, and the tokens that you should and shouldn’t consider offering to your customers if you are a fiat-focused fintech looking to branch out into the crypto Read more…