After noticing that there’s a lot of confusion around the difference between client fund segregation and deposit protection schemes, I decided to clear that up in today’s episode by diving into what exactly client fund segregation is, why it exists, and how to approach it! 

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Today’s episode:

• [00:40] The inspiration behind today’s topic
• [01:35] The reason that client fund segregation requirements exist. 
• [04:18] Why deposit protection schemes are made redundant by fund segregation. 
• [05:34] The types of funds that need to be segregated. 
• [06:18] When to segregate clients’ funds.
• [08:47] Examples of special rules relating to fund segregation in unusual cases. 
• [11:04] How to manage a case of unallocated funds. 
• [12:51] Dealing with prepaid/settlement accounts.
• [14:20] Find out whether you are able to invest client funds.
• [15:48] Client fund segregation: fiat versus crypto.

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