With the war that is currently going on in Ukraine, I wanted to talk about the very relevant topic of sanctions. Join me today to hear about the different types of sanctions that exist, how they work, and my thoughts on financial/infrastructure services getting involved in political issues. If you Read more…
I’d like to share with you my experience of enlisting, educating, and managing a number of tech-focused startups who attempted to venture into the space of distributing or selling financial products… and failed miserably in most cases. The main reason why they try to do it is that they have Read more…
Buy-now-pay-later (BNPL) services are a growing trend, with year-on-year growth in the sector over the next few years expected to be 15-20%! Despite the value that it provides to many retailers and their customers, the BNPL model also has a number of problems. In today’s episode, I’m going to explain Read more…
As a FinTech startup founder, it is almost guaranteed that you will experience some form of crisis at some point in your journey in the industry. And more likely than not, you will experience more than one! In today’s episode, I discuss some of the more common crisis situations, from Read more…
Average payments or e-money license or money services or a VASP regulatory approval takes about 8-12-18 months. And actually only 10-15% of companies who apply get there, the vast majority of the applicants either abandon their applications, run out of money or get an unfavorable prognosis from the regulators and Read more…
This year has brought to the surface a set of completely new business and regulatory challenges and almost any FinTech or crypto company would have to make their own decision on how they are going to address that. So – what are the emerging challenges and new projects I am seeing? Read more…
You may not know this, but before you can apply for a FinTech license, you need to go through the pre-application stage. This stage can feel like a time-waster, but it is actually very valuable. Tune into today’s episode to hear why! If you found value in this episode, I Read more…
I just finished reading the new book by Ray Dalio about the cyclical nature of financial and debt systems, and how political events, pandemics, and natural disasters may impact these economic cycles. Ray Dalio is one of the most successful hedge fund managers turned researcher and historian, who made his name by predicting the financial Read more…
There are a number of different factors to consider prior to undergoing a ‘fit and proper’ assessment, and although there is no one-size-fits-all approach, in today’s episode, I’m going to talk about some of the most important practices and principles that can help you achieve success in the FinTech compliance Read more…
What’s on the horizon for FinTech and Crypto in 2022? Hello friends, and Happy New Year 2022! I strongly believe that this year is going to be the year of crypto. In today’s episode, it is dedicated to DAOs (Decentralized Autonomous Organization) and why I don’t believe in them. Join Read more…