The Markets in Crypto-Assets (MiCA) Regulation was finally adopted during the spring of 2023 and is expected to come into force on December 30, 2024. Regulation (as opposed to a Directive) means direct application (without the countries having to ratify it), it will still require local regulators to create domestic Read more…
I have been thinking about regulatory capture and how it impacts my own relationships with regulators for a while, but only after hearing Bill Gurley speak about it at the All-in Summit in LA in September 2023. I felt I got sufficient clarity. His speech was unbelievable and ended with a Read more…
It is symbolic that the launch of the Worldcoin and the Curve hack happened within about a week of each other. They raise important questions about the future proof of decentralized versus centralized structures and how the trust is created and maintained. Worldcoin (in case you missed it) is a very Read more…
A few weeks ago, two major events took place in the FinTech world; Worldcoin was launched and Curve was hacked. The fact that these events happened so close to one another has raised many important questions about the future of centralized versus decentralized structures. Tune in today to hear details Read more…
I’d like to revisit the topic of DAOs and share with you my ideas on whether or not DAOs add value to the token and what are the most common misconceptions about the DAOs. Here are the use cases behind some of the most popular DAOs (good or bad): Governance structure Read more…
Last week, SEC went after the two largest cryptocurrency exchanges and accused them of many breeches and violations: What is immensely interesting and fascinating to me is that both exchanges continue operating “business-as-usual”, there is no blaming, no admissions of mistakes. It looks like they don’t view this incident as Read more…
In this newsletter, I’d like to share with you my observations about the types of financial and pricing models that are easier to present and defend, when you are submitting your licensing or regulatory plans. I will also talk about the types of business models and financial projections that typically Read more…
Before we dive into this week’s topic, I am bursting with impatience to tell you about my brand new FREE and BEST EVER training series for FinTech Compliance leaders. It’s all about how to get results and make progress and create lasting success. It’s all about how to work ON your goals and not Read more…
This is what it usually looks like when FinTech founders or CEOs micromanage compliance: Why does it happen? Did you notice something similar? How do you deal with it? 😉 Prefer to listen to this content instead of reading? Then tune in to this podcast episode of Compliance That Makes Sense.🎧 🚀 Did you Read more…
Crisis situations hit most FinTech startups a few times a year. By crisis, I mean some sudden changes in external circumstances or adverse events where founders and the management team are unsure if and how their business is going to survive. Some of the (most common) examples: If you work in FinTech, I can Read more…